What Is Bankruptcy?
Bankruptcy is your legal right. If you are being harassed by creditors, sued for unpaid debts, your wages have been garnished, or if you are at risk of having your home foreclosed on or your car repossessed, it may be time for a fresh start. In most cases people can obtain a “straight” discharge of their debts and retain all of their property (Chapter 7). In other cases, a person may obtain relief by repaying only a small fraction of their debts over a five year period (Chapter 13).
Free Consultation
We Are Available For Weekdays - Evening Appointments and Saturdays
Debt Collectors Calls
Garnishment
Hospital Judgment
Collection Lawsuit
Threat Letters
Over Limit Fee
Creditors Harassment
Call Our Low Cost Michigan Bankruptcy Lawyers & Affordable Bankruptcy Assistance For Convenient, Trusted Process!
Stopping Repossession Through Bankruptcy
The moment you file for bankruptcy, you will be temporarily protected from losing your car, boat and other property from repossession
If you do not have the cash to make timely payments on your debts, your creditors will start looking towards your assets. Normally, your creditor has legal authority to seize your vehicle as soon as you "default" on your loan . Once your car has been repossessed, your creditor may decide to keep the car as compensation for your debt or to resell it in either a public or private sale. In any case, generally your creditor must notify you about what will happen to the car. Taking the simple step of filing for bankruptcy could be the only way for you to stop repossession
Bring Your Questions and Concerns to us
Debt Relief — Stress Relief — Creditor Relief
If you are feeling stressed or desperate due to overwhelming debt, a pending home foreclosure or creditor harassment, we can help
Let Our Experience Make the Law Work For You
When you are looking for an attorney to help you with your debt, we know that you have many choices. We offer every client:
Personalized service & Accessibility
We never leave you wondering where your lawyer is or what's happening in your case.
An Experienced Advocate for People in Debt
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
Should I File Bankruptcy?
Deciding to file bankruptcy can be a tough decision. Bankruptcy is about starting over fresh. It is about getting back in control of your financial future. Do not feel any shame for considering bankruptcy. In today's economy, many people, from all walks of life, are in your situation. We have represented clients from literally all walks of life. Many of our clients are referred to us by other lawyers and clients because they know that the people they send us will be treated with dignity, compassion and professionalism.
The Credit Card/Debt Trap
Do you seem to find yourself with a credit card statement balance that appears to grow month after month, even right after you have paid your monthly bills to the debt? Credit card companies have been begging you to charge up at 23% (some 24.99%) for years. How many "account balance" transfer offers have you received? How many new extensions of credit. Here's the trap, after you have established a decent payment history with a credit card company, they up the credit limit. "Congratulations," they say. Now that you have more credit, you spend it. They will keep upping that credit limit until you can barely make the minimum payment. Now they own you. Make the minimum payment on your Mastercard or Visa and you will be paying that debt for 35 years or more. Don't feel any shame about taking back control. The only thing the credit card companies have to fear is the United States Bankruptcy Code and a bankruptcy lawyer.
We always provide free consultations. We will take the time to sit down with you, answer your questions, evaluate your situation and give you your options. Our attorney will discuss alternatives if bankruptcy is not right for you. Your bankruptcy will be personally handled by an attorney from start to finish, so you will receive the personal attention and respect that you deserve.
AFFORDABLE FEES AND FLEXIBLE PAYMENT PLANS
Our office prides itself on providing its clients with Low Fees and Flexible Payment plans. Once retained, our office will work to stop harassing creditor calls and will work to help you gain the financial freedom you desire.
Our Low Cost Michigan Bankruptcy Lawyers And Attorneys Are Now Launching Flat Fee Chapter 7 Filings In Michigan To Eliminate Debt And Creditors
BANKRUPTCY IS THE FASTEST AND MOST AFFORDABLE WAY TO GET OUT OF DEBT AND INCREASE YOUR CREDIT SCORE!
There Is Life After
Debt. Let Our
Bankruptcy Lawyers
Help You Get There....
Let us help you sleep well at night
(313) 982-0010
Michigan Trusted Bankruptcy Lawyers
Our Michigan Bankruptcy Lawyers represent individual and small business debtors in Chapter 7 and Chapter 13 bankruptcy cases, in all in all counties that are within the United States Bankruptcy Court for the Eastern District of Michigan including Detroit, Ann Arbor, Allen Park, Albion, Lincoln Park, Brighton, Howell, Saline, Monroe, Blissfield, Romulus, Southgate, Wyandotte, Livonia, Dearborn, Westland, Lansing, Hamtramck, Livonia, Canton, Redford, Lincoln Park, Taylor, East Lansing, Okemos, Warren, Sterling Heights, Roseville, Eastpointe, Battle Creek, Oak Park, Hillsdale, Inkster, Ferndale, Hazel Park, Whitmore Lake, Plymouth, Farmington, Trenton, Flat Rock, Tecumseh, Clinton, Chelsea, Novi, Garden City, Westland, Northville, South Lyon, Milan, Brooklyn, Melvyndale, Ecorse, Belleville, Canton, Wayne County, Ingham County, Washtenaw County, Monroe County, Macomb County, Livingston County, Shiawassee County, Clinton County, Eaton County, Calhoun County, Branch County, Hillsdale. The information contained herein is not legal advice. Any information you submit to us may not be protected by attorney-client privilege. All or some photos are of models and do not depict clients




You Can Stop Getting Harassing Collection Calls, Can Stop Wage Or Bank Garnishment, Can Stop Foreclosure Actions, Can Stop Your Vehicle From Being Repossessed ... And Can Start The Process To Begin Your Life All Over Again
Stop the stress, anxiety and frustration.
One of the strongest benefits of a Chapter 7 bankruptcy is its ability to discharge all or most of your debt such as;
•Credit card debt
•Debt from unpaid medical bills
•Defaulted rent payments (payments due prior to filing bankruptcy)
•Defaulted homeowners association fees (fees due prior to filing; you may need to pay these if you plan to remain in the home)
•Defaulted utility bills
•Car accident liability judgments (unless the accident resulted from drunk driving)
and more, more ..................
We Offer a Low Affordable Fee For All Chapter 7 Bankruptcy Cases
Helping You Get a Fresh Financial Start in Michigan
Your Low Cost Chapter 7 Bankruptcy Lawyers
Call To Schedule an Appointment To Go Over Your Situation For FREE!
Start Your FREE Bankruptcy Consultation
Low Cost Michigan Bankruptcy Law Firm
Your State:
Your Name:
Your Phone:
Your Email:
Why are you considering bankruptcy?
How would you like to be contacted?
I agree that an attorney-client relationship will not be formed until I enter a written fee agreement with The Independence Law Associates., PLC. I also agree this submission does not constitute a request for legal advice nor will information received in response to my submission constitute legal advice. Please read our Privacy Policy.
No Games - No Gimmicks
No Hidden Fee Everything in Writing
For simple Chapter 7 + 306.00 Court Cost = $1,105.00 Complete
Why Pay
More For Bankruptcy?
For simple Chapter 7
+ 306.00 Court Cost = $1,105.00 Complete